“Ruben helped me find the perfect Medicare plan. He explained everything in simple terms and made the process so easy. Highly recommend R.S. Total Protection!”

“I was confused about life insurance options, but Ruben took the time to understand my needs and found the best coverage for my family. Professional and caring service.”

“The financial planning services have given me peace of mind for my retirement. Ruben is knowledgeable, patient, and truly cares about his clients.”