Medicare Simplified for You

Part A (Hospital): Covers hospitalizations, hospice care, and some home health services.

Part B (Medical): Covers doctor visits, preventive services, medical equipment, and outpatient care.

Original Medicare gives you the freedom to choose any doctor or hospital that accepts Medicare nationwide.

Medicare Advantage plans are offered by private companies approved by Medicare and include all benefits from Parts A and B.

Many plans also include prescription drug coverage (Part D), dental, vision, and hearing services.

These plans typically have predictable costs and limits on out-of-pocket expenses, providing greater financial protection.

Part D helps cover the cost of prescription medications, significantly reducing your monthly pharmacy expenses.

Each plan has its own list of covered medications (formulary), so we help you find the plan that best covers your specific medications.

You can add a Part D plan to Original Medicare or choose a Medicare Advantage plan that already includes it.

Medigap plans are private insurance policies that help pay for costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles.

These plans give you peace of mind with more predictable medical expenses and fewer financial surprises.

You can use any doctor or hospital that accepts Medicare nationwide, without network restrictions.